Our Services
Our Services
Built to Get You Funded the Right Way
At Growise, we specialize in helping entrepreneurs access up to $250K in 0% interest business credit. Our approach combines education, strategy, and funding support to make sure you’re not just applying… you’re qualifying.
Through a streamlined, proven process, we prepare your personal and business credit profile to meet lender requirements, guide you on how to structure your business properly, and match you with the banks most likely to say yes.
What We Do at Growise:
01
0% APR Business Credit Card Stacking (Flagship Service)
Access up to $250K in 0% interest business credit with no guesswork. Built to help you separate business from personal credit—so you can grow without creating personal roadblocks.
02
Credit Optimization & Application Strategy
We prep your credit profile through education and professional analysis to ensure you’re positioned for maximum approvals.
03
Business Loans & Lines of Credit
For established, cash-flowing businesses—we secure traditional loans and lines of credit without disrupting momentum.
04
EIN-Only Business Credit Building
Get approved without relying on your SSN. Funding that follows your business, not your personal score.
05
Strategic Business Growth Resources
Because getting capital is only step one. We help you put that funding to work through:
– AI-powered business automation
– Marketing & visibility tools
– PR, branding & web support
-Business tax and accounting services
– Entity formation and compliance
Capital Stacking
What Is Capital Stacking?
Capital stacking is a strategic method that allows business owners to access multiple, medium to high-limit 0% interest business credit cards—without relying on high-interest loans or damaging their personal credit.
This approach builds strong business credit and unlocks funding options that traditional lenders rarely make accessible. It’s how you get ahead without giving up equity or taking on risky debt.
Our Process
Step-by-Step
We keep it simple, direct, and tailored to your goals.
Step 1:
Requirements Check:
To qualify for capital stacking, here’s what lenders want to see:
- A properly structured business: LLC, EIN, and a business bank account
- 700+ personal credit score
- No late payments (last 2 years)
- No collections, charge-offs, or bankruptcies
- Credit utilization under 30% (ideally 20% or lower)
- At least 2 personal credit cards with $2,500+ limits and 1–2 years of history
- No more than 2–3 inquiries per bureau in the past 12 months
Don’t meet all of these?
No worries—we’ll help you get there!
Step 2:
How We Help:
Here’s what we do behind the scenes to get you approved:
-
Credit Optimization:
We review and guide you on exactly how to clean up your report so you’re fundable. -
Business Structuring:
We make sure your LLC and documentation are set up in a way that makes banks say yes. -
Banking Strategy:
We show you which banks to build relationships with first—and how to avoid wasting inquiries.
Step 3:
Onboarding + Getting Funded
Here’s how we get from A to Z:
-
1.) Sign Up on the Portal:
Submit your details so we can begin the evaluation. -
2.) Funding Readiness Check:
We’ll review your credit and business setup. -
3.) Business Structure Review:
We’ll make sure you’re in full compliance with what lenders look for. -
4.) Banking Roadmap:
We give you a step-by-step guide on which banks to apply to. -
5.) Applications Submitted:
We assist you through the application process so you’re not navigating it alone.
From there, once approved, your cards arrive in the mail—and your funding is in hand.
Testimonial
What Our Customer Say About Us
Why Growise Works
We want to walk alongside you as you build a business that’s structured to grow and built to last.
At Growise, strategy is power. That’s why we take the time to truly understand your goals, your credit profile, and your foundation—so we can align you with the right banks, the right products, and the right next steps.
There’s no one-size-fits-all advice here. Everything we do is tailored, intentional, and rooted in the belief that wealth should be accessible—not reserved for those who “already know the system.” You bring the vision—we’ll help you move with clarity, confidence, and the kind of support that actually changes things.
